Track your monthly expenses

Import last month's statement

Once a month, export the previous month's statement from your online banking as a CSV or PDF and import it, picking the wallet the account belongs to. Every row comes back as a draft with a category and a budget already suggested.

If your spending crosses several accounts, repeat per account. Rows matching something you already recorded are flagged as duplicates, so an overlap between exports is caught rather than counted twice.

Clear the drafts

Skim what arrived: fix the labels that landed wrong, decide what happens to anything flagged as a duplicate, and publish. Drafts you have not published stay out of the month's totals, so the month is not readable until this sweep is done.

Most rows only need a glance. Your work is the exceptions.

Sweep in the paper receipts

Cash never reaches a bank statement. Photograph the receipts you collected during the month and each arrives the same way an imported row does: drafted, categorized, and waiting in the same review. The odd cash purchase with no receipt can be entered by hand.

Read the month

Open Stats and pick the month. The Category tab shows the month as a slice per category; a large Uncategorized slice is usually the first thing worth fixing. The Budgets tab breaks the same month down by budget, shared ones included.

Income sits alongside: monthly totals for what came in and what went out, and a daily chart for each.

Keep the months comparable

The routine matters more than the timing. A month whose statement you never imported reads thin rather than cheap, and comparing months only means something when every month got the same treatment. Import each month and the picture stays honest.