How to use SavingStat

Getting started

New to SavingStat? These two articles take you from an empty account to a working record.

1. 01What is SavingStatSavingStat is a record of what you spend and earn, built from bank statements and receipts you import. How data gets in, and what it does not do.
2. 02Your first weekYour first week in SavingStat, in a realistic order: the guided setup, one imported month, the corrections, the other person, then that month in Stats.

Concepts

What each building block is, and how the pieces fit together.

• What is expense trackingExpense tracking is keeping a labelled record of what you spend so you can answer questions later. Where collecting fails, and how SavingStat helps.
• TransactionsA transaction in SavingStat is one movement of money. What every transaction carries, how the three types differ, and why status is separate from type.
• ExpensesAn expense in SavingStat is money going out, split into lines that carry a category, a budget and an event. What the three arithmetic statuses measure.
• IncomeAn income in SavingStat is money coming in, filed against a source and optionally an event. Why none of the expense arithmetic applies to an income.
• TransfersA transfer in SavingStat moves money between two of your wallets. What the record keeps, why no category applies, and why the statistics never see it.
• Wallets and balancesA wallet in SavingStat is an account or a pile of cash with its own balance and one currency. What it holds, and what featuring and archiving actually do.
• CategoriesA category in SavingStat is the label that says what a payment was for. Where the default set comes from, and why archiving beats deleting.
• BudgetsA budget in SavingStat is a shared container that expenses belong to: who can see it, what its totals cover, and why the Over budget badge is not about it.
• Income sourcesAn income source in SavingStat is a name for where money arrives from. Why income is kept apart from spending, and how an import suggests a source.
• EventsAn event in SavingStat is a named occasion that spending can belong to; this article covers how it differs from a budget and what archiving one does.
• Currencies and exchange ratesEvery transaction in SavingStat stores two amounts, one per currency. Why both are kept, what that buys you, and where the exchange rates come from.
• ImportsAn import in SavingStat is a job that reads one bank statement or receipt and produces drafts to review. Statement and receipt imports are different jobs.
• DraftsA draft in SavingStat is a suggested transaction that sits outside your data: where drafts come from, what publishing does and what it checks.
• AI assistantsAn AI assistant connected to SavingStat can read your records and, if you allow it, change them. Each permission is approved separately and can be revoked.