How couples track shared expenses

Two accounts, not one login

Couples track shared expenses in SavingStat from separate accounts, one each, joined by a connection. Open People, choose Add Connection, and enter your partner's email address. If the address has no account yet, the invitation waits for them to sign up. Either way, they accept from their own side.

Share the budgets you both spend from

A connection on its own shares nothing. Sharing happens one budget at a time: open it, choose Edit Budget, then the Ownership tab, and add your partner under Members, picking them from the list or typing their email address there. Only the budget's owner sees that button. If your partner is not connected to you yet, that one action sends the request and holds the budget for them until they accept.

Share only the budgets you genuinely both spend from, such as Household or Rent and bills, and leave the rest alone.

File shared expenses from both accounts

Each of you files your spending against the shared budget from your own account. A member sees every expense in it, not only their own, and each one is labelled with whoever paid.

Privacy has an edge. For your partner's expense, the wallet it came out of is not shown, and nothing outside the shared budget travels with it: your own wallets and the rest of your transactions stay yours.

Read the same figures

The month's figures in a shared budget cover everyone in it, while each person can still read their own share on its own. In Stats, the Budgets tab includes budgets shared with you and is the only place another person's spending is counted, so the household view lives there.

What stays personal

Sharing is per budget, so household and personal spending live in the same account without mixing. A budget you have not shared is yours alone. Nobody else can see into it.